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The following material appeared in:

The National Association of Insurance Commissioners. (2012, March). Annuity Buyer’s Guide. Erie, PA, United States of America.

  • “An annuity is a contract in which an insurance company makes a series of income payments at regular intervals in return for a premium or premiums you have paid. Annuities are most often bought for future retirement income.” Only an annuity can pay an income that can be guaranteed to last as long as you live.”
  • “An annuity is neither a life insurance nor a health insurance policy. It’s not a savings account or a savings certificate. You shouldn’t buy an annuity to reach short-term financial goals.”
  • “Your value in an annuity contract is the premiums you’ve paid, les any applicable charges, plus interest credited. The insurance company uses the value to figure the amount of most of the benefits that you can choose to receive from an annuity contract.”

There are several kinds of annuities to pick from. Contact Pioneer Insurance Agency, Inc. today to learn which one suits your needs.

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