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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Does My Spouse Need Life Insurance if He or She Doesn’t Work?

When one spouse is the primary breadwinner, it is obvious why that person needs life insurance to protect the family. But a stay-at-home spouse needs life insurance, as well. Just because a person is not working at a paying job, that does not mean he or she lacks financial value. Consider what it would cost to pay another person for the services a stay-at-home spouse...

Do I Really Need Cyber Liability Insurance?

Cybercrime has become a common occurrence. A data breach can have a tremendous impact on the health and finances of a business. If your company’s data was stolen in a cyber incursion, it can damage its reputation, expose it to liability, and interrupt business operations. Cyber liability insurance allows you to transfer some of that risk to an insurance company.  What Are the Cyber Risks...

How to Prepare Your Car for Spring

Spring is upon us, and the time is here to get your car ready for warmer weather and more driving. Harsh winters can take a toll on a vehicle. Essential maintenance now can help prevent major, expensive problems from developing when your time on the road increases in the warmer months. The following tips can help save you time and money in the future. Wash...

Should You Leave Your Wipers Up or Down When It Snows?

If you live in an area that’s accustomed to winter weather, it’s a familiar sight: Cars parked with their windshield wipers pointed up, saluting the sky. Some people say lifting your wipers can help prevent damage to the rubber wiper blades while others are skeptical, and it’s long been a topic of debate. Like choosing which direction to hang the toilet paper roll (over or...

15 Common Questions About Life Insurance

How much life insurance do I need, anyway? A number of factors – including your age, debts, monthly expenses, and the number of children – can influence how much life insurance you may need to comfortably plan for your future. A local insurance professional like an ERIE agent can give you a free quote based on your unique needs. As a general rule of thumb, the...